What started as one lawyer's mission to help a friend has become Australia's most trusted credit repair service. Here's how we got here — and why we do what we do.
In 2014, I got a call from a friend. She'd just been rejected for a home loan — not because she couldn't afford the repayments, but because of an old telco default that she'd never even been properly notified about.
As a lawyer, I knew something wasn't right. I looked into the Privacy Act and Credit Reporting Code, and discovered that credit providers often don't follow the rules when listing defaults. Within weeks, I'd helped her get that listing removed.
That's when I realised: thousands of Australians are being unfairly locked out of finance every day. They don't know their rights, and credit providers certainly aren't going to tell them.
"Everyone deserves a second chance. Bad credit shouldn't define you — and it definitely shouldn't stop you from buying a home, starting a business, or getting on with your life."
That's why I started Australian Credit Solutions. Not to make excuses for people who don't pay their bills — but to make sure the system is fair, and that credit providers are held to the same standards they hold everyone else to.
We're not here to game the system. We're here to make it fair.
Credit providers have legal obligations. When they don't follow the rules, consumers shouldn't pay the price.
No upfront fees. No false promises. We tell you exactly what we can and can't do for your specific situation.
Everyone makes mistakes. We believe your past shouldn't define your future — especially when the listings aren't even fair.
These aren't just words on a wall. They guide every decision we make.
We only take cases we believe in. If we can't help, we'll tell you honestly.
Every case is unique. We treat clients like people, not ticket numbers.
We stay across every change in credit law to give you the best chance.
No jargon. No confusion. You'll always know exactly where your case stands.
Success rate on accepted cases
Australians helped nationwide
Average rating from 923 reviews
Consecutive industry awards
Join 5,000+ Australians who've taken back control of their credit.
