Credit Repair Brisbane — Remove Defaults & Get Approved
Bad Credit Stuffing Up Your Brisbane Property Dreams? Let's Fix It.
Brisbane's gone from the quiet achiever to Australia's hottest property market. The Olympics are coming, southerners are flooding in. That default's costing you thousands in higher interest.
That default's costing you thousands in higher interest — or blocking your approval entirely. Let's sort it out.
What Our Clients Say
Real reviews from real Australians who fixed their credit with us
Your Fresh Start Begins With Expert Help
Elisa Rothschild, Principal Lawyer & Director of Australian Credit Solutions, explains how we help Australians remove defaults and rebuild their credit. With 12+ years experience and ASIC licensing (ACL 532003), you're in expert hands.
Brisbane's Go-To Credit Repair Specialists
Let's be honest — Brisbane's property market has absolutely gone off in the last few years. What used to be the affordable option compared to Sydney and Melbourne has turned into a battlefield. Every Saturday arvo, auctions are packed with cashed-up southerners waving paddles, and local families are getting priced out of suburbs their grandparents built.
And here's the thing — life throws curveballs. Maybe you lost your job when the company downsized, or your small business took a hiding during COVID, or you went through a rough divorce. One thing leads to another and suddenly there's a default sitting on your credit file like a bad smell that won't go away. The banks don't care about your story — they just see that black mark and show you the door.
Brisbane property reality: Brisbane's median house price has hit around $850,000, with inner-city suburbs like Paddington, New Farm, and Ascot pushing well past $1.5 million. Even the growth corridors — Logan, Ipswich, Moreton Bay — are now averaging $650,000-$750,000. With the 2032 Olympics on the horizon, prices aren't going backwards. A default can push you into 'bad credit' loans costing an extra $60,000-$100,000 over 30 years.
That's where we come in. Our legal team properly investigates whether the bank, telco, or whoever actually followed the rules when they listed your default. If they stuffed up anywhere along the line — and you'd be surprised how often they do — we can often get that default removed completely.
Credit Challenges Facing Brisbane Families
We understand what Brisbanites are going through
The Great Southern Migration
Sydney and Melbourne buyers flooding in with fat bank accounts from selling cramped apartments down south. Local families getting outbid by $100k-$200k.
The 2032 Olympics Effect
Everyone knows what the Olympics mean for property prices. Infrastructure everywhere, investors circling, and prices climbing faster than Brisbanites can save.
Flood Recovery Fallout
2011 and 2022 floods devastated thousands. Houses underwater, insurance dragging, bills piling up. Many good Brisbane people ended up with defaults through no fault of their own.
The Cost of Living Crunch
Electricity through the roof, groceries a fortune, interest rates smashing budgets. Brisbane families doing it tough, and defaults from the last few years are following them.
The Rental Crisis Spillover
Vacancy rates near zero, 50 people at inspections. A default means you're stuck paying someone else's mortgage because you can't get approved for your own.
Defaults We Remove For Brisbane Clients
We successfully remove defaults from Australia's biggest banks and credit providers
What Brisbane Families Are Saying
Real results from real Brisbanites
"We'd been smashed at so many auctions. When finance nearly fell through on the one we actually got, I nearly threw up. ACS got that default wiped in two weeks flat. Still can't believe we're homeowners in Kedron!"
"Got caught between a dodgy developer and a supplier who didn't want to know. ACS found they'd cut corners on the legal stuff. Default wiped, new Hilux in the driveway, hired an apprentice."
"My flat was underwater in 2022. While I was on my sister's couch, the bills kept coming. ACS proved the lenders hadn't followed disaster obligations. Both defaults removed, back on my feet."
Credit Repair Across Greater Brisbane
We help families from Northside to Southside and beyond
Brisbane CBD & Inner
Brisbane CBD, South Brisbane, West End, Fortitude Valley, New Farm, Paddington, Milton
Brisbane Northside
Chermside, Kedron, Aspley, Stafford, Nundah, Clayfield, Albion, Lutwyche, Wavell Heights
Brisbane Southside
Mount Gravatt, Holland Park, Sunnybank, Moorooka, Annerley, Greenslopes, Coorparoo
Western Suburbs
Indooroopilly, Toowong, St Lucia, Kenmore, Chapel Hill, Jindalee, Mount Ommaney, Centenary
Eastern Suburbs
Wynnum, Manly, Carindale, Cannon Hill, Morningside, Tingalpa, Balmoral, Bulimba
Moreton Bay
North Lakes, Redcliffe, Caboolture, Morayfield, Kallangur, Deception Bay, Bribie Island
How It Works for Brisbane Families
Simple, transparent, and effective
Free Assessment
We review your credit file and identify removable listings at no cost.
Legal Audit
Our legal team investigates whether creditors followed proper process.
Challenge Sent
We lodge formal disputes with credit providers and bureaus.
Listing Removed
Successful removal - your credit score improves immediately.
Frequently Asked Questions
Everything you need to know about credit repair
Ready to Fix Your Credit in Brisbane?
Join thousands of Brisbane families who've taken back control of their credit.